Fort Myers Condo Insurance Guide: Coverage Gaps Explained

HO-6 policies, or condo insurance, provide coverage for the unit’s interior and personal belongings. But the condo association’s master policy generally covers only the exterior and common areas of the building.

Condo owners in Fort Myers must review the association’s master policy for coverage gaps. Individual policies should include personal property, liability, and loss of use coverage.

Our policies include supplementary coverage for water damage, theft and natural disasters. Condo owners can often lower premiums by installing security systems and maintaining solid credit.